What Are Agentic Workflows and How Can They Help Finance Institutions?

Blog Author
Hanna Karbowski
Oct 22, 2024
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Agentic workflows, powered by AI, are revolutionizing financial institutions by automating complex processes, enhancing efficiency, and delivering precise, data-driven insights. In this blog post you'll find out what agentic means, where it's applicable and how Unique is using agentic workflows in its product - Unique FinanceGPT.

Understanding Agentic in AI

 

The term “agentic” refers to an autonomous or self-directed approach, and in the context of artificial intelligence, agentic workflows represent systems that can act on their own without direct human intervention. This form of AI operates by using predefined rules, algorithms, and real-time data to make decisions and carry out tasks. The concept of agentic AI began to emerge in the early 2010s as the need for automation and scalable intelligence grew across industries.

Agentic workflows are designed to reduce the need for constant human oversight, enabling organizations to focus on higher-value tasks. This type of AI system is particularly valuable for processes that involve large volumes of data, where quick, accurate decision-making is required. These workflows can adapt to changes, learning and improving through machine learning techniques.

 

Key Benefits of Agentic Workflows in AI


One of the major benefits of agentic workflows is their ability to improve efficiency and automate repetitive tasks. By offloading routine responsibilities to AI systems, businesses can free up human resources for strategic decision-making and more complex issues. These workflows also increase accuracy, reducing the chances of human error, especially in data-driven processes.

Additionally, agentic workflows offer a high degree of customization and flexibility. Businesses can tailor the system to address their specific needs, adjusting parameters to align with their goals. This adaptability ensures that agentic workflows can be applied to a variety of tasks, from customer service automation to data analysis.

 

Applying Agentic Workflows in Products

 

In industries like banking and insurance, agentic workflows can make a substantial impact. Financial institutions often deal with vast amounts of data and require quick decision-making capabilities. By implementing agentic workflows, banks can automate tasks like risk assessments, fraud detection, and customer interactions, reducing operational costs and improving service quality.

Agentic workflows can also enhance customer engagement. For instance, AI systems can provide real-time responses to customer inquiries, automating processes like claims handling or loan application reviews. This not only speeds up service delivery but also improves the overall customer experience by offering 24/7 support.

 

Unique FinanceGPT and Agentic Workflows for the Financial Sector


Unique, a leader in generative AI for the financial services industry, leverages agentic workflows through its innovative platform, FinanceGPT. This platform is designed specifically to address the unique needs of financial institutions like banks and insurance companies. By utilizing agentic AI, Unique FinanceGPT helps businesses automate complex decision-making processes, enhancing efficiency and reducing operational costs.

One of the standout features of Unique's platform is its wide range of customizable AI assistants. These agents are programmed to handle everything from client support to risk analysis. Businesses can select from over 25 predefined use cases or work with Unique to develop custom workflows tailored to their specific needs. This flexibility allows banks and insurers to maximize the impact of their AI investments by ensuring that the solutions align closely with their business objectives.

 

Unique’s Approach to Agentic Workflows

 

Unique's approach to agentic workflows is built on co-development with clients. Instead of offering a one-size-fits-all solution, the company works closely with financial institutions to design workflows that meet their exact needs. This ensures that the AI-powered agents are perfectly aligned with the company’s goals, challenges, and operational processes.

Moreover, Unique brings deep expertise in the financial sector. With a focus on banking, insurance, and private equity, Unique understands the specific regulatory and operational challenges these industries face. The platform is designed with industry-specific requirements in mind, which is why so many financial organizations trust Unique to deliver results that not only optimize operations but also meet stringent compliance standards.

 

Real-World Applications of Agentic Workflows in Finance

 

Agentic workflows have been successfully applied across multiple financial domains, driving real-world business value. For example, automated customer support assistants are now able to handle common inquiries and tasks like resetting passwords or providing balance updates, reducing the workload for human staff and improving customer satisfaction.

In risk management, agentic workflows are used to continuously monitor transactions, analyze large data sets, and identify potential fraud in real-time. This proactive approach to risk mitigation helps financial institutions stay ahead of threats, while minimizing losses and protecting customer trust.

Document analysis is another key area where Unique’s agentic workflows shine. By automating the review of contracts, compliance documents, and legal agreements, financial institutions can speed up the process while maintaining a high level of accuracy. This reduces the risk of errors and ensures that all documentation meets regulatory standards.

 

How to Implement Agentic Workflows with Unique FinanceGPT

 

Unique FinanceGPT offers several deployment options that cater to different business needs. These include multi-tenant solutions hosted on Unique's Azure cloud in Switzerland, single-tenant deployments for clients wanting their own dedicated cloud, customer-managed environments where businesses can host Unique in their own cloud infrastructure, and even on-premise solutions where data is stored on the company’s own servers.

The timeline for implementation generally ranges from 2 to 5 months, depending on the complexity of the requirements, data readiness, and available resources. Unique works closely with each client to assess their specific needs and streamline the setup process, ensuring seamless integration with existing systems, such as CRM and financial reporting tools.

 

Conclusion


Agentic workflows represent the future of AI-powered operations for financial institutions, particularly in highly regulated sectors like banking and insurance. By automating complex tasks, improving accuracy, and offering scalable solutions, these workflows can significantly enhance efficiency while reducing operational costs.

Unique’s FinanceGPT platform stands at the forefront of this innovation, providing customizable, secure, and industry-compliant agentic workflows. As financial organizations increasingly adopt AI solutions, agentic workflows will become an essential tool for staying competitive in a fast-evolving market.

 

FAQs

 

  1. What industries can benefit from agentic workflows aside from finance?

    Agentic workflows can benefit various industries, including healthcare, retail, manufacturing, and logistics, by automating processes, improving data accuracy, and enhancing decision-making.

  2. How do agentic workflows handle data privacy and security concerns?

    Agentic workflows, particularly in solutions like Unique FinanceGPT, incorporate advanced encryption and security protocols, ensuring compliance with data privacy regulations like GDPR.

  3. Can agentic workflows improve regulatory compliance for financial institutions?

    Yes, agentic workflows can help monitor compliance in real-time by automating the review of regulations and ensuring that all business processes adhere to the latest legal standards.

  4. What is the role of machine learning in agentic workflows?

    Machine learning plays a crucial role by enabling agentic workflows to learn from past data and improve their performance over time, adapting to changing conditions and making better decisions.

  5. Are agentic workflows suitable for small financial institutions or only large enterprises?

    Agentic workflows can be scaled to meet the needs of both small and large financial institutions, making them accessible to a wide range of organizations seeking to optimize operations.